At What Age Does My Car Qualify For Classic Car Insurance?

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We are often asked "What qualifies a car to be eligible for a classic car insurance policy?" is it soley based on the age of the car? You will be surprised to learn that the answer is not as straightforward because the qualifying criteria is not just based on how old the car is. Our sophisticated quote engine assess every driver and makes an assessment based on the age of the car, the age of driver, the car value, annual mileage and multiple other factors including where the vehicle is kept, modifications, security fitted and so on... Classification of a classic car: • Vintage Car - The term 'vintage car' is commonly used to describe a car built between 1919 and 1930. • Historic Car - The DVLA has a 'historic vehicle' tax class. If your historic car was constructed or manufactured prior to 1973 then it will be exempt from road tax. To qualify, you will need to make the necessary arrangements to qualify for this exemption directly with DVLA. • Classic Car – The definition of a classic car differs greatly amongst individuals, organisations and professionals alike! Generally it refers to a car which is over the age of 20 years but ask three different industry professionals and you will probably get three different answers! At we appreciate that modern cars today will become classic cars of the future. You may be surprised to learn that, for many drivers, we may be able to insure relatively newer vehicles (15 to 20 years old), such as Ford Granada’s, Toyota MR2's and even early Volkswagen Golf’s as a classic car. To compare classic car insurance quotes now simply click the link below and enter your details. We will search our carefully selected panel of insurers to bring you the best deal on your classic car insurance., ,